Editorial policy

Updated Oct 23, 2026 · LoanHelp editorial team · Editorial policy · Not financial advice

LoanHelp publishes plain-English guides, calculators, and equipment pages to help US owner-operated businesses understand commercial financing options before they submit an inquiry. We are an independent referral service, not a lender, broker, or tax advisor.

How we research and write

• Product and equipment pages start from common borrower questions (documents, collateral, lease vs loan tradeoffs) and cite primary sources where rules matter — for example IRS publications for Section 179, SBA.gov for SBA programs, or UCC sections when discussing factoring contracts.
• Calculators and examples use illustrative inputs you can change. They are not rate quotes, approval decisions, or tax advice.
• We do not publish lender-specific age caps, advance rates, or approval statistics unless they are clearly labeled as general industry patterns, not promises from LoanHelp or our partner.

Review and updates

Guides show an updated date when we materially revise content — for example when IRS limits change, a new equipment page ships, or compliance rules for inquiries change. Ask LoanHelp answers are filtered to avoid timing guarantees and are for education only.

Corrections and contact

If you spot an error or outdated citation, email hello@loanhelp.com. We do not offer phone support for content corrections; use the same address for general site questions.

Submitting a financing inquiry is separate from editorial feedback. Use check financing options when you want our financing partner to review your business details.